News& Announcements

Expanded Insurance Options

We are happy to announce that we have more quoting options for you through Liberty Mutual and Geiko. We continue to quote Fremont, Allstate, National General, Cure, and other carriers.


Welcome Joseph Juntunen

Joseph is the oldest child of Trevor and Val. He has joined the family business after working in corrections and customer service. He is currently training and working on getting his Agents License.

New $48 MCCA fee,
not a rate hike

You may remember, that the State of Michigan authorized a $400 per a vehicle refund check. At that time, the Michigan Catastrophic Claims Association (MCCA) had a $5 billion surplus. Now, the MCCA has a deficit of $3.7 billion for several reasons: the overturning of no-fault cost controls, the recent decline in the stock market, and the $400 refund checks.

The MCCA will raise the cost of each vehicle insured in Michigan by $48. This new fee is set to begin on July 1st,2023.

This has nothing to do with the agent or insurance company. This is not a "rate hike". It is the State of Michigan that is assessing this fee/tax.



Added Companies


We are proud to announce that we have added some new companies that will give us more diversity in quoting.

Christmas Tree Raffle

Bay Insurance was happy to donate a raffle Christmas tree & presents at the Masonic Center in Marquette.